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Your access and use of this website constitutes your agreement to these Terms of Use.

This site should only be used as a guide. If you have specific questions please call us @ 800-373-9697. All information is subject to change and human error. Tax and legal information on this site should not be relied upon, always check with a profession tax or legal advisor.

This website may not be copied without permission from Jeff Affronti.

Not all annuity products are available in all states. FSD Financial Services adheres to all state laws where it conducts business. Annuity rates shown are subject to change at any time. For firm confirmation of current rates a written proposal should be requested or call (800) 373-9697.
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax.

"This website" means all web pages located on the domain name.

This website is the domain of FSD Financial Services.

By accessing and using this website you acknowledge and accept that you are bound by these Terms of Use and the Privacy & Security Statement.

This website may only be used for the following permitted activities:

  1. use authorized in writing by FSD Financial Services;
  2. requesting illustrations for fixed annuities
  3. FSD benefits staff carrying out their duties; and
  4. temporary browsing as a genuine customers of FSD Financial, or for personal non commercial interest.
Each of the following activities are prohibited:
  1. use of any type of data accumulation tool, robot, or spider to compile, disseminate, extract, process, reproduce, or repackage in any form or monitor any of the web pages, content, data or information contained within or accessible through this website.
  2. to accumulate or combine the content, data or information contained or accessible through this website with content, data or information from any third party, without FSD Financial Services prior written permission.
  3. use of high-volume, automated or systematic processes to obtain data or other information from this website.
  4. compiling, repackaging or disseminating any information or data from this website.
  5. accumulating data or information from this website whether or not using any automatic or manual process.
  6. use of any type of device, process, routine or software either systematically or non-systematically to interfere or attempt to interfere with the functioning of this website or any transaction or process conducted on or through this website.
  7. to use or reproduce any information or data from this web site other than as specifically permitted by these Terms of Use.
  8. to incorporate into or store any information or data from this website in any other website, electronic retrieval system, database, publication or other work in any form, other than as specifically permitted by these Terms of Use.
  9. combining or processing any data or information from this website with other data or information other than as specifically permitted by these Terms of Use.
  10. using this website other than as specifically permitted by these Terms of Use.
  11. any use of this website for an unlawful purpose or activity.
  12. either yourself or through a third party changing, modifying, reproducing, or creating any works derived from this website, or displaying in public, any part or content of this website without FSD Financials' prior written permission.

Privacy policy: We do not store any personal information on this website. Information we collect from this web site is for the purpose of providing insurance assistance. We will email communication on occasionally for information purposes. There is an easy opt out or call us we are friendly!


Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals prior to age 59 are generally subject to a 10% IRS penalty tax. FSD Financial Services does not offer tax advice. For specific tax information, consult your attorney or tax advisor. Product and feature availability, as well as benefit provisions can vary by state. Contact an FSD annuity expert professional for company specific product details and limitations.