Call 800-373-9697 or Click and see if you are getting the highest SPIA payments! was created to deliver personalized service in the search to maximize lifetime annuity income. 
We check immediate annuity rates from a dozen of the top insurance companies.

Immediate Annuities (SPIA)

We often find the Highest Income!

Illustrations - Request An Immediate Annuity

Definitely request a quote from us before you decide on your lifetime income! Our founder has been working daily with immediate annuities for 20 years. A veteran of the insurance industry and a nationally recognized expert and advocate of fixed annuities.

Fixed Rate Annuities Now Available (MYGA)


May MYGA Special

for  5 Years

Guaranteed interest for a fixed period.
For current rates click here.

For a MYGA quote call (800) 373-9697 or fill out our fixed rate annuity quote request.



Immediate Income For Life -        Call 800-373-9697 for a quote or Click Here

Our Mission
It is simple! Providing the highest guaranteed income from the most secure and highly rated insurance companies. As a completely independent entity, SPIA will provide an impartial recommendation based on pricing and carrier strength. If your health has been an issue, an underwritten age rated immediate will
allow the insurance carrier to pay higher income due to the shortened life expectancy. For a quote call (800) 373-9697 or fill out our on-line immediate annuity quote request form.

Company Profile - About us
Over 20 years experience and a billion dollars placed with insurance companies!

I started after being completely immersed in the immediate annuity marketplace for 10 years. Working directly under a 35 year industry veteran, we had our collective finger on the pulse of immediate annuities and felt it beginning to throb. Foreseeing an influx of new immediate annuity products and less experienced sales personnel, SPIA was created to educate and simply explain what makes a quality immediate annuity product.

We have a
client oriented approach that results in the highest income from the top rated companies. It is all guaranteed!

We are immediate annuity experts, try us and see why our clients say they are so glad they found us!

SPIA Annuity Brochure
Download our immediate annuity income brochure PDF here.

Contact Information
Feel free to contact us for personalized immediate annuity (SPIA) service.

Telephone - Live quotes
Postal address
5530 Corbin Avenue, Suite 101 - Tarzana, CA 91356
CA Insurance License #0518378 #0B91910
Electronic mail
Customer Support:
Jeff Affronti agent of record.
Looking for information on an annuity?
California Insurance License Number 0B91910 and 0B67385 is a DBA of FSD Financial Services
Non Resident Licensed in: AL, AZ, CO, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, NY, OH, OK, OR, PA, TN, TX, UT, VA, WA
Send mail to with questions or comments about this web site.
Copyright 2016 - A domain of FSD Financial Services
Last modified: 04/20/2017 - Terms Of Use

Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals prior to age 59 are generally subject to a 10% IRS penalty tax. FSD Financial Services does not offer tax advice. For specific tax information, consult your attorney or tax advisor. Product and feature availability, as well as benefit provisions can vary by state.